Personal Loans

Get what you want sooner without having to pay anything upfront.

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    When are you looking to get your loan?

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    Choose a Personal Loan

    Fixed Rate Loan

    Stay in control with a fixed interest rate and fixed repayments for the life of the loan

    Borrow from $5,000 to $50,000

    Variable Rate Loan

    Flexibility to make extra repayments

    Redraw available funds through your redraw facility

    Borrow from $5,000 to $50,000

    Secured Loan

    Use your car as security for a secured personal loan and get preferential rates

    Stay in control with a fixed interest rate and repayments for the life of the loan

    Borrow from $5,000 to $50,000

    Our 5 Star Google Review

    It's simple, our customers are saying great things about us because we deliver a better service, transparent communication at each stage of the process and get the right loan for your situation.

    See all our reviews >

    Other reasons to get a personal Loan

    Medical expenses


    Cosmetic enhancments

    Funeral Expenses

    Car purchase

    Buy a pet

    Pay credit bills

    Breast Augmentation Surgery

    Buy a puppy

    See what our customers are saying

    Frequently Asked Questions

    How much of a deposit do I need?

    No deposit is required for a personal loan. Give Prime Loans a call and we can give you a quote over the phone. 

    Can personal loans be refinanced?

    Yes. Personal loans can be refinanced through debt consolidation. 

    Can personal loans be used for school fees?

    Personal loans are a great way to cover school fees and help alleviate financial hardship. 

    Can personal loans build credit

    Yes, personal loans may increase your credit score given repayments are done on time / maintained for the duration of the loan. 

    Can I use personal loans to start a business?

    Yes, many start up companies seek personal finance as a solution to kick starting their business. 

    How to get a Personal Loan

    Time Needed: 2 days

    The 4 easy steps to getting a personal loan

    1. Decide How Much to Borrow
    2. Review your eligibility with a broker
    3. Apply
    4. Receive funds

    Talk to Prime Loans Today

    We will help you search, choose and settle your loan. 

    Credit Representative 509436 is authorised under Australian Credit Licence 389328.

    Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.

    Lenders terms, conditions, fees and charges may apply.