Home loans for an
Investment Property

We guide you every step of the way so that you can get your investment property sooner.

  • Personal loan advice
  • 1-1 broker time to answer any questions
  • Access to network of conveyancers, insurance providers and property partners to make your purchase even easier

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    Buying an investment property is an exciting time, but it can also be challenging if you don’t know where to start.

    Understanding the home buying process and real estate terminology can be difficult and, with property prices high in many parts of the country, buying an investment property needs to have a return so it’s important to get it right.

    Prime Loans can help you:

    1. Set a budget for your investment
    2. Support you as you work with Buyers Agents and Property Professionals
    3. Get access to extremely low rate loans
    4. Putting you in touch with industry professionals who can guide you through property selection


    Learn throughout your journey with Prime Loans

    Investment Loans

    Guarantor Loans


    No Deposit Loans

    Our 5 Star Google Review

    It's simple, our customers are saying great things about us because we deliver a better service, transparent communication at each stage of the process and get the right loan for your situation.

    See all our reviews >

    We work with the largest panel of lenders in the country

    We negotiate better rates with more than 35 lenders for you.

    Frequently Asked Questions

    How much of a deposit do I need?

    Generally speaking, a lender will want you to have a minimum of 5% - 10% of the purchase price however you get savings by having a 20% deposit e.g. no lenders mortgage insurance charged. 

    Do I need a pre-approval?

    Pre-approvals are not mandatory when it comes to buying a property although we recommend having one for our customers as they allow you to establish your financial position and no whether your your home purchase budget is feasible. 

    Can I still apply for a home loan if I'm expecting a child?

    Your lender will assess you on your serviceability to ensure that repayments can be managed if you are looking to take maternity leave. Additionally, your expenses will likely change so this is taken into account during the assessment. 

    How long does it take for my loan to be approved?

    Loans can be approved in a few weeks although there are a number of factors that may extend this time such as your availability to provide supporting documents and the number of requests currently with the lender. 

    Talk to Prime Loans Today

    We will help you search, choose and settle your loan. 

    Credit Representative 509436 is authorised under Australian Credit Licence 389328.

    Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.

    Lenders terms, conditions, fees and charges may apply.