Home Deposit

  • Don't have a deposit, no problem
  • Gap finance to help you get the money you need for a deposit
  • 1-1 broker time to answer any questions
  • Access to network of conveyancers, insurance providers and property partners to make your purchase even easier

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    Saving for a deposit can be challenging especially as house prices continue to increase.

    Most people don't have the full deposit when buying a home and this can be frustrating for those trying to enter the realestate market. Prime loans help our customer full the gap needed to get your deposit in order so that you can buy your home sooner.

    Prime Loans can help you:

    1. Set a budget for your first home
    2. submit for grants and incentives first-home buyers
    3. Getting the loan
    4. Get in touch with industry professionals who can guide you through property selection

    Learn throughout your journey with Prime Loans

    Gap Finance

    Loan to Value Ratio

    No Deposit Loans

    Principle vs Interest Only Loans

    Our 5 Star Google Review

    It's simple, our customers are saying great things about us because we deliver a better service, transparent communication at each stage of the process and get the right loan for your situation.

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    We work with the largest panel of lenders in the country

    We negotiate better rates with more than 35 lenders for you.

    Frequently Asked Questions

    What is a deposit loan?

    A no deposit loan or Gap Finance to which is is formally referred is a type of finance created to help those that do not have all the sufficient funds for a home deposit. 

    How much can I borrow?

    This will depend on circumstances and the price of the home you are looking to purchase. Please contact Prime Loans and we will be able to do an eligibility test for you. 


    Talk to Prime Loans Today

    We will help you search, choose and settle your loan. 

    Credit Representative 509436 is authorised under Australian Credit Licence 389328.

    Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.

    Lenders terms, conditions, fees and charges may apply.