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Home Deposit Loans

  • Don’t have a deposit, no problem
  • Gap finance to help you get the money you need for a deposit
  • 1-1 broker time to answer any questions
  • Access to network of conveyancers, insurance providers and property partners to make your purchase even easier
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Make Your Home Deposit More Achievable

Saving for a deposit can be challenging especially as house prices continue to increase.

Most people don’t have the full deposit when buying a home and this can be frustrating for those trying to enter the real estate market. Prime loans help our customer full the gap needed to get your deposit in order so that you can buy your home sooner.

Prime Loans can help you:
  • Set a budget for your first home
  • submit for grants and incentives first-home buyers
  • Getting the loan
  • Get in touch with industry professionals who can guide you through property selection

Learn throughout your journey with Prime Loans

Access helpful guidance, tips, and support to make informed financial decisions at every stage.

Gap Finance

Loan to Value Ratio

No Deposit Loans

Principle vs Interest Only Loans

We work with the largest panel of lenders in the country

We negotiate better rates with more than 35 lenders for you.

How to get a Personal Loan

Time Needed: 2 days

1

Decide How Much to Borrow

Work out your budget and choose a loan amount that suits
2

Review your eligibility with a broker

Speak with a broker to check eligibility and suitable loan options
3

Apply

Submit your application with required details for quick approval processing
4

Receive funds

Get approved funds deposited into your account and start your project
Speak With a Broker
Access to 35+ Lenders
Personalised Broker Advice
Fast Approvals & Competitive Rates

Trusted by Clients Across Australia

Our clients choose Prime Loans because we simplify the loan process, provide honest advice, and deliver real results.

Frequently Asked Questions

What is a deposit loan?

A no deposit loan or Gap Finance to which is is formally referred is a type of finance created to help those that do not have all the sufficient funds for a home deposit.

How much can I borrow?

This will depend on circumstances and the price of the home you are looking to purchase. Please contact Prime Loans and we will be able to do an eligibility test for you.

Ready to Get Started?

Whether you're buying your first home, refinancing your mortgage, or securing finance for a vehicle or business, Prime Loans is here to guide you every step of the way.

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