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Business Tools & Equipment Finance That Keeps You Moving

Access finance for the tools, machinery, and equipment your business needs to operate, grow, and take on more work.

  • 1-1 broker time to answer any questions
  • Access to a wide panel of asset finance lenders
  • Finance structured around your business cash flow
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The Right Equipment Can Make All The Difference

Keep your business productive without putting unnecessary pressure on working capital.

Business tools and equipment finance helps you purchase or upgrade essential work assets while spreading the cost over manageable repayments. Whether you need trade tools, machinery, office equipment, technology, or specialised industry equipment, Prime Loans can help you compare suitable finance options and structure repayments around your business needs.

Prime Loans can help you:

  • Finance new or used tools and equipment
  • Compare lenders that support your industry and asset type
  • Structure repayments around your cash flow
  • Upgrade outdated equipment without large upfront costs
  • Manage the application process from start to approval

Learn throughout your journey with Prime Loans

Access helpful guidance, tips, and support to make informed finance decisions at every stage.

Tools & Equipment Finance

Machinery Finance

Technology & Office Equipment

Cash Flow & Repayment Planning

We work with the largest panel of lenders in the country

We negotiate better rates with more than 35 lenders for you.

Looking To Finance Business Tools Or Equipment?

The right equipment can help your business work faster, take on more jobs, and improve day-to-day operations.

We’ll help you compare lenders, understand repayment options, and secure finance that suits your business needs, asset type, and cash flow.

Speak With a Broker
Access to 35+ Lenders
Personalised Broker Advice
Fast Approvals & Competitive Rates

Trusted by Clients Across Australia

Our clients choose Prime Loans because we simplify the loan process, provide honest advice, and deliver real results.

Frequently Asked Questions

What is business tools and equipment finance?

It is finance designed to help businesses purchase tools, machinery, technology, office equipment, or specialised equipment through structured repayments.

What types of equipment can I finance?

You may be able to finance trade tools, machinery, office equipment, computers, technology, medical equipment, hospitality equipment, and industry-specific equipment.

Can I finance second-hand equipment?

Yes, many lenders may consider used equipment depending on the asset age, condition, value, and your business profile.

Do I need a deposit?

Some lenders may offer no-deposit options, while others may require a deposit depending on the asset type, loan amount, and lending criteria.

How long are equipment finance terms?

Terms commonly range from 1 to 7 years, depending on the equipment type, value, and lender.

Can equipment finance help with cash flow?

Yes. Instead of paying the full amount upfront, equipment finance can help spread the cost over time and preserve business cash flow.

Ready to Get Started?

Whether you're buying your first home, refinancing your mortgage, or securing finance for a vehicle or business, Prime Loans is here to guide you every step of the way.

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