Commercial Property Loans That Work For Your Investment
We guide you every step of the way so you can secure the right finance for your commercial investment.
- 1-1 broker time to answer any questions
- Access to a wide panel of commercial lenders
- Structured finance aligned to your investment and cash flow
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Commercial Property Success Starts With The Right Finance
Start with the right finance to avoid issues and maximise your returns.
Commercial property finance is more complex than standard lending, with different requirements, structures, and risks involved. Getting the right loan in place from the beginning can impact your cash flow, returns, and long-term strategy, so it’s important to structure it correctly.
Prime Loans can help you:
- Assess your borrowing capacity based on your financial position and the property
- Structure your commercial loan to align with your income, rent, and cash flow
- Compare a wide range of lenders, including major banks and specialist lenders
- Identify opportunities to improve loan terms, rates, and flexibility
- Guide you through the entire process from application through to settlement
Learn throughout your journey with Prime Loans
Access helpful guidance, tips, and support to make informed financial decisions at every stage.
Loan to Value Ratios (LVR)
Commercial Loan Structures
Interest Rate Options
Cash Flow & Repayment Planning
We work with the largest panel of lenders in the country
We negotiate better rates with more than 35 lenders for you.
Looking To Secure A Commercial Property Loan?
Commercial lending comes with different requirements, from higher deposits to stricter lending criteria. Getting the right advice early can make a significant difference.
We’ll help you understand your options, compare lenders, and structure a loan that aligns with your investment goals and financial position.
Access to 35+ Lenders
Personalised Broker Advice
Fast Approvals & Competitive Rates
Trusted by Clients Across Australia
Our clients choose Prime Loans because we simplify the loan process, provide honest advice, and deliver real results.
Frequently Asked Questions
How much deposit do I need for a commercial property?
Most lenders require a deposit of around 20–30%, depending on the property type, borrower profile, and loan structure.
How much can I borrow for a commercial property loan?
Borrowing capacity depends on your financial position, income, and the property’s rental income and value.
What types of commercial properties can be financed?
Common property types include offices, retail shops, warehouses, industrial properties, and mixed-use developments.
Are interest rates higher for commercial property loans?
Commercial loan rates can be higher than residential loans due to increased risk and different lending criteria.
Can I use rental income to support my application?
Yes, lenders often consider rental income from the property when assessing your borrowing capacity.
Can I buy commercial property through a company or trust?
Yes, many commercial property purchases are made through company or trust structures, depending on your financial and tax strategy.
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