SMSF Lending For Property Investment
Use your Self-Managed Super Fund to explore property investment opportunities with the right loan structure.
- 1-1 broker time to answer your questions
- Access to specialist SMSF lenders
- Guidance through a more complex lending process
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Property Finance Through Your SMSF
SMSF lending allows eligible borrowers to purchase investment property through a Self-Managed Super Fund. This may include residential investment property or commercial property, depending on the fund structure, lender criteria, and compliance requirements.
Because SMSF loans are more specialised than standard home or commercial loans, it is important to understand the structure, risks, and lending conditions before applying. Prime Loans can help you compare suitable lenders and guide you through the finance process.
Prime Loans can help you:
- Compare specialist SMSF lending options
- Understand deposit, loan term, and repayment requirements
- Review lending options for residential or commercial investment property
- Structure finance around SMSF lending criteria
- Work alongside your accountant or financial adviser where required
Understand SMSF Lending Before You Apply
Get clear guidance around SMSF property finance, lender requirements, and loan structures.
Residential SMSF Loans
Commercial SMSF Loans
SMSF Loan Structures
Deposit & Repayment Planning
We work with the largest panel of lenders in the country
We negotiate better rates with more than 35 lenders for you.
Looking To Explore SMSF Lending?
SMSF lending can be a powerful investment strategy, but it requires careful planning and the right loan structure.
We’ll help you compare suitable lenders, understand your options, and work with your advisers to support a compliant lending process.
Access to 35+ Lenders
Personalised Broker Advice
Fast Approvals & Competitive Rates
Trusted by Clients Across Australia
Our clients choose Prime Loans because we simplify the loan process, provide honest advice, and deliver real results.
Frequently Asked Questions
What is SMSF lending?
SMSF lending allows eligible borrowers to use a Self-Managed Super Fund to purchase an investment property through a specialised loan structure.
Can I live in a property bought through my SMSF?
No. SMSF property is generally for investment purposes and cannot be used as your personal residence.
Can an SMSF buy commercial property?
Yes, SMSFs may be able to purchase commercial property, subject to lender criteria and SMSF compliance requirements.
Do SMSF loans need a larger deposit?
Often, yes. SMSF lending can require a larger deposit than standard property loans, depending on the lender and property type.
Is SMSF lending more complex than a normal home loan?
Yes. SMSF loans have additional rules, structures, and compliance requirements, so professional advice is important.
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