Clean up your
debt through a
Personal Loan

Get what you want sooner without having to pay anything upfront.

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    Consolidating your debt may save you money.

    Whether consolidating your debt is a good idea depends on both your personal financial situation and on the type of debt consolidation being considered. Consolidating debt with a loan could reduce your monthly payments and provide near term relief. A personal loan is a great way to help consolidate debt and help you get your finances under control. When you take out a personal loan, you will need to make regular repayments over a fixed term towards the lump sum you borrowed (referred to as principal), as well as interest accrued. The interest rate will take effect from the time you take out the loan although there are more to car loans than interest rates.

    Prime Loans can help you:

    1. Check how much you can borrow
    2. Guide you through your options
    3. Get the loan in a matter of days

    Choose a Personal Loan

    Fixed Rate Loan

    Stay in control with a fixed interest rate and fixed repayments for the life of the loan

    Borrow from $5,000 to $50,000

    Variable Rate Loan

    Flexibility to make extra repayments

    Redraw available funds through your redraw facility

    Borrow from $5,000 to $50,000

    Secured Loan

    Use your car as security for a secured personal loan and get preferential rates

    Stay in control with a fixed interest rate and repayments for the life of the loan

    Borrow from $5,000 to $50,000

    Our 5 Star Google Review

    It's simple, our customers are saying great things about us because we deliver a better service, transparent communication at each stage of the process and get the right loan for your situation.

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    Frequently Asked Questions

    How much of a deposit do I need?

    No deposit is required for a personal loan. Give Prime Loans a call and we can give you a quote over the phone. 

    Can personal loans be refinanced?

    Yes. Personal loans can be refinanced through debt consolidation. 

    Can personal loans build credit

    Yes, personal loans may increase your credit score given repayments are done on time / maintained for the duration of the loan. 

    How to get a Personal Loan

    Time Needed: 2 days

    The 4 easy steps to getting a personal loan

    1. Decide How Much to Borrow
    2. Review your eligibility with a broker
    3. Apply
    4. Receive funds

    Talk to Prime Loans Today

    We will help you search, choose and settle your loan. 

    Credit Representative 509436 is authorised under Australian Credit Licence 389328.

    Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.

    Lenders terms, conditions, fees and charges may apply.