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Personal Loans

Get what you want sooner without having to pay anything upfront.

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Personal Loans We Offer

Personal loans designed to help you manage expenses with clear terms and flexible repayments.

Home Improvements

Upgrade your home with flexible finance options tailored to your needs

Wedding

Cover wedding costs with simple finance and manageable repayment options available

Holidays

Fund your next trip with flexible repayments and stress free planning

Wellness & Beauty

Pay for treatments and services with flexible and manageable finance options

Consolidate your Debt

Combine debts into one simple repayment to better manage your finances

Home Deposit Loan

Bridge the gap and secure the deposit needed for your home

Other reasons to get a personal Loan

  • Medical expenses

  • Vacation

  • Cosmetic enhancements

  • Funeral Expenses

  • Car purchase

  • Buy a pet

  • Pay credit bills

  • Breast Augmentation Surgery

  • Buy a puppy

Choose a Personal Loan

Choose the right personal loan option with flexible features, competitive rates, and simple repayment terms

Fixed Rate Loan

Stay in control with a fixed interest rate and fixed repayments for the life of the loan

Borrow from $5,000 to $50,000

Variable Rate Loan

Flexibility to make extra repayments. Redraw available funds through your redraw facility.

Borrow from $5,000 to $50,000

Secured Loan

Use your car as security for a secured personal loan and get preferential rates. Stay in control with a fixed interest rate and repayments for the life of the loan

Borrow from $5,000 to $50,000

How to get a Personal Loan

Time Needed: 2 days

1

Decide How Much to Borrow

Work out your budget and choose a loan amount that suits
2

Review your eligibility with a broker

Speak with a broker to check eligibility and suitable loan options
3

Apply

Submit your application with required details for quick approval processing
4

Receive funds

Get approved funds deposited into your account and start your project
Speak With a Broker
Access to 35+ Lenders
Personalised Broker Advice
Fast Approvals & Competitive Rates

Trusted by Clients Across Australia

Our clients choose Prime Loans because we simplify the loan process, provide honest advice, and deliver real results.

Frequently Asked Questions

How much of a deposit do I need?

No deposit is required for a personal loan. Give Prime Loans a call and we can give you a quote over the phone.

Can personal loans be refinanced?

Yes. Personal loans can be refinanced through debt consolidation.

Can personal loans be used for school fees?

Personal loans are a great way to cover school fees and help alleviate financial hardship.

Can personal loans build credit

Yes, personal loans may increase your credit score given repayments are done on time / maintained for the duration of the loan.

Can I use personal loans to start a business?

Yes, many start up companies seek personal finance as a solution to kick starting their business.

Ready to Get Started?

Whether you're buying your first home, refinancing your mortgage, or securing finance for a vehicle or business, Prime Loans is here to guide you every step of the way.

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